This bailout that has been rammed down the publics throat by the elite, congress, and the media, is really just a tax increase on the working class. Think about it. When congress takes tax money and loans it at a low rate to rich people, so they can make more money, joe middle and lower class gets hit twice. First, you do your part for society by paying taxes, then you get hit a second time by the rich who use your tax money to make a profit by selling a service to you, with money you just gave to society through taxes. In my book that's called double dipping, and it amounts to a tax increase of what ever percentage profit the rich make off the bailout money.

And what if you were like me you didn't buy a house in the last 30 years, so where's our help? If you were financially prudent, this bailout just gives your money to the wealthiest Americans.  Also, if home values decline further, and banks don't get current market values for mortgages, how does this affect the bank's ability to return tax payer's money to the government? Will the congress later forgive banks who can't pay back bailout loans? Its possible.  

I think we are looking at a situation where the rich are happy either way. If we don't give the rich money, then housing prices collapse along with the world economy. That would lead to the end of any stability or democracy government could provide. In that scenario, the rich would have total hegemony. If we give them the money, the rich continue the long extraction of wealth from the lower classes anyway, which, you guessed it, leads to total hegemony.    

The only way out of this is to raise taxes on the rich, which so far have managed to have everything their way. Just look at the wealth disparity that exist in the world today. The last time it was this bad, heads eventually rolled, literally.  Technically speaking, the heads of the poor have been rolling for quite a while in the middle east and other impoverished locations throughout the world.